BUFFALO, N.Y.-- The start of the New Year brings many rate changes, account additions, promotion reversals and decisions by banks that can take a toll on your wallet.

Today, I want to help you find a better bank and it only takes a minute of your time.

Findabetterbank.comsaved me well over $400 last year by helping me sort through the fine print and overwhelming variations by bank.

Start by entering your zip code, followed by a few quick multiple choice questions and today's award-winning, unbiased website goes to work for you.

Since our Ways 2 Save site today is not affiliated with any bank or financial institution, you're immediately confronted with the correct information to make 2012 a much better year for your wallet.

Today's website is completely free and certainly worthwhile in my opinion.

And as always, I'll be flagging the best overnight deals after the morning via Twitter.

Heads up that Thursday is going to be a big deal day, which we'll feature throughout the morning on air and online.

Happy Savings!

We receive absolutely no financial compensation for mentioning any company, product, or deal. The purpose of this segment is to find great deals -- that's it.