Consumer Reports Reviews Home Insurance Companies

11:59 PM, Aug 24, 2012   |    comments
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Consumer Reports looked into home owner insurance policies and found some of the lower-rated national insurers are big-name companies, including Farmers Insurance and Allstate.

Consumer Reports surveyed more than 11,000 subscribers who've filed claims in the past few years.

Among the top-rated home insurers in Consumer Reports' survey are Amica and USAA, a company that primarily serves families with some connection to the military.

No matter who your policy is with, Consumer Reports recommends the following when disputing a claim:

  • Request a meeting to review your estimate line-by-line.
  • Ask to see specific contract language if you're told your policy does not cover the damage.
  • As a last resort, consider getting a public adjuster.

And be sure you read your policy over carefully before disaster strikes. Many companies have reduced their coverage, especially when it comes to storm damage.

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